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Accidents happen, and when they do, you can count on Damberger's Insurance Agency to have you covered. Our affordable auto insurance policies ensure that your auto investment is safe and secure in the matter of an accident. Whether you are looking for a new plan or you need dependable auto insurance for your first vehicle, we are happy to help. Speak to our agents today and talk with us about getting major insurance coverage at a price you can afford. 
If you are involved in a car accident that causes harm to another person or his or her property, you may be held liable for all subsequent costs, including medical bills, property repair, and pain and suffering. Liability insurance covers those expenses for you. You might be the world’s best driver, but if an accident happens that is deemed to be your fault, it won’t matter. You will be the one liable for damages to your vehicle, not the other driver.

Though some drivers may wonder why the law demands liability auto insurance, it is certainly in your best interest to have it. Even a minor fender bender can result in vehicle damage, whiplash, and lost wages. Those outcomes can cost you hundreds, if not thousands, of dollars in fees. Though liability coverage is the only type of auto insurance required by the state of California, you should consider collision and comprehensive insurance, as well. Collision insurance offers financial coverage for your vehicle in the event of an accident, and comprehensive insurance protects your car from other incidents such as theft or floods.

FAQ

What is auto insurance?
At its most basic, auto insurance is a contract that guarantees payment for damages during the use and ownership of a vehicle. There are multiple components of an auto insurance policy, and consumers can pick and choose the coverage they need—though some protections are required by law. The most fundamental coverage protects motorists against liability and property damage from a collision. Other policy types include comprehensive insurance, medical coverage, uninsured motorists’ protection, and personal injury protection.

How much insurance do you need in California?
State law requires that California drivers obtain a minimum amount of liability insurance. That includes a minimum liability protection of $15,000 against the death or injury of one person in an accident and $30,000 for all involved parties. You must also obtain at least $5,000 in property damage liability protection. Of course, for optimal protection, most drivers purchase more than the mandated minimum coverage. Talk to your agent about your individual coverage needs.
Getting Started 
Let our highly-trained agents find you the most comprehensive auto coverage at the most affordable rates. If you need insurance for your auto, motorcycle, boat, RV or any other vehicle, we offer low cost and down payments. Need an SR-22? We can do that also. We can get you covered today.

Please fill out our online form to request additional information about our auto insurance policies.

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